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Home Insurance Costs with Deductible Scenarios in Black Hawk County, IA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Black Hawk County, IA $139300 $582 $800
La Porte City, IA $122900 $562 $774
Bruce, IA $176400 $668 $920
Barclay, IA $217900 $728 $1,002
Hudson, IA $185100 $682 $939
Bennington, IA $192400 $693 $953
East Waterloo, IA $137200 $595 $819
Readlyn, IA $127100 $572 $787
Jesup, IA $152400 $626 $862
Elk Run Heights, IA $133400 $587 $807

Impact of Coverage Amount on Home Insurance Cost In Black Hawk County, IA

Coverage Amount Home Insurance Cost ($)
$100,000 $465
$200,000 $1,839
$300,000 $2,381
$400,000 $2,868
$500,000 $3,671
$750,000 to $1000,000 $4,245
Above $1000,000 $5,019


Black Hawk County, IA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Black Hawk County, IA Average Home Insurance Cost$809.95
State Average Home Insurance Cost$829
Difference Vs national Average-414.05

Top Homeowners Insurance Companies in Black Hawk County, IA

Insurance Provider Average Homeowners Insurance Cost($)
Shelter $1,362
West Bend Mutual $1,223
IMT $1,080
Liberty $811

Black Hawk County, IA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -113 697
One Claim +57 867
Two Claims +97 907