Home Insurance Costs with Deductible Scenarios in Cerro Gordo County, IA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Cerro Gordo County, IA	$121500	$542	$746
Ellington, IA	$156300	$633	$871
Wisner, IA	$134700	$589	$811
Clear Lake, IA	$146500	$516	$710
Cerro Gordo County, IA	$121500	$542	$746
Geneseo, IA	$140400	$602	$828
Klemme, IA	$56600	$357	$491
Nora Springs, IA	$92400	$480	$660
Falls, IA	$115800	$545	$750
Delana, IA	$67400	$397	$546

---

Impact of Coverage Amount on Home Insurance Cost In Cerro Gordo County, IA

Coverage Amount	Home Insurance Cost ($)
$100,000	$573
$200,000	$1,955
$300,000	$2,522
$400,000	$3,008
$500,000	$3,850
$750,000 to $1000,000	$4,452
Above $1000,000	$5,264

---

---

Cerro Gordo County, IA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Cerro Gordo County, IA Average Home Insurance Cost	$754.66
State Average Home Insurance Cost	$829
Difference Vs national Average	-469.34

---

Top Homeowners Insurance Companies in Cerro Gordo County, IA

Insurance Provider	Average Homeowners Insurance Cost($)
AAA	$1,381
Shelter	$1,362
West Bend Mutual	$1,223
IMT	$1,080

---

Cerro Gordo County, IA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-91	664
One Claim	+60	815
Two Claims	+91	845

---