Top 5 Home Insurance Companies in Walnut, IA
Check out the most popular Home Insurance agencies & companies in Walnut, IA & compare the best quotes from them.
Average Cost of Homeowners Insurance in Walnut, IA
Walnut is a city in Pottawattamie County, Iowa. With a tradition of quality and old-fashioned service, residents can find unique shops, restaurants, and local bakeries. Homeowners can also discover the homespun hospitality that makes Walnut unique. Homeowners insurance is crucial for all Walnut, IA, residents as it will cover your home and belongings when damaged or stolen. The average cost of homeowners insurance in Walnut, IA, is $946.56.
Few factors help determine the cost of homeowners insurance in Walnut, IA. They are:
a. Age of the home
Aging homes are considered high risk to home insurance providers because they have weakened walls, fire risk, plumbing, and electrical issues. This information is vital for an insurance provider when determining the cost of home insurance in Walnut, IA.
For instance, 40 and 50 years old homes pay $972 and $983 on home insurance in Walnut, IA. Newly constructed homes are less prone to damage. Therefore, insurance providers offer a discount on home insurance premiums. Newly built homes pay $748 on home insurance in Walnut.
b. Materials used
Building a home from scratch can be expensive, especially with the current prices of building materials. To save money upfront, using durable materials is the key. Durable building materials reduce the need for repairs. If you plan to build your own home, consider using materials resistant to fire and water damage - they help reduce monthly expenses and save on home insurance costs in the long run.
For instance, homeowners in Walnut who used Masonry and Brick to build their homes pay a premium of $900. In contrast, those who used fire-resistive and hail-resistant roofs pay $833 and $928, respectively, on homeowners insurance in Walnut, IA.
c. Deductibles
The deductible is the amount of money a homeowner pays out of pocket before their insurance policy pays any claims. By choosing a higher deductible, homeowners can lower their monthly premiums in Walnut, IA.
For instance, homeowners who opted for a deductible of 1000 and 2000 pay a premium of $847 and $723. In contrast, those who opted for a higher deductible of 2500 pay $680.
Top Home Insurance Companies in Walnut, IA
| Home Insurance Company | A.M. Best Financial Strength Rating | Homeowners Insurance Market share |
|---|---|---|
| State Farm | A | 26.01% |
| Nationwide | A+ | 12.22% |
| Erie | A+ | 8% |
| Liberty Mutual | A+ | 7.02% |
| Travelers | A++ | 7% |
Top Travelers Home Insurance Agents in Walnut, IA
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| The Toso Insurance Group | 120 S 1St Street Carlisle www.tosoinsurancegroup.com 50047 |
||
| Anchor Insurance Inc | 5929 Ashworth Rd www.anchorinsuranceinc.com 50266-7109 |
515-225-2660 | |
| Tcor Mainstreet Insurance | 1010 Court Avenue www.tcormanagement.com 50049 |
||
| The Harold Campbell Company | 200 E 2Nd St 50156 |
||
| Varney Agency Ellsworth | 1045 76Th Street Ste 4000 West\u00a0Des\u00a0Moines www.varneyagency.com 50266 |
||
| Alliant Insurance Services Inc | 816 Story St www.rfdriver.com 50036-2711 |
515-432-1215 | |
| Afam Insurance Group Llc | 409 N Jefferson Way 50125-1713 |
515-961-2842 Email:howardafam@live.com |
|
| Total Insurance Brokerage Llc | 812 Ashworth Rd West\u00a0Des\u00a0Moines www.tibllc.com 50265 |
||
| Aon Risk Services Northeast Inc | 900 1st Ave 50220-1703 |
515-465-3862 Email:APRM_PAPERLESS@ARS.AON.COM |
|
| John Geno Insurance | 1541 E GRAND AVE 50316 |
515-287-0055 Email:geno_insurance@charterinternet.com |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Pete Masterson | 8525 Douglas Ave Ste 33 www.petermasterson.net 50322 |
(515) 276-3305 | |
| Steve Heins | 1326 Prairie Ridge Dr Polk\u00a0City 50226 |
||
| Marty Mcdonald | 7031 Douglas Avenue 50322 |
||
| Jim Chowins | 501 E TAYLOR www.jimchowins.com 50801 |
641-782-4626 | |
| John Goldsmith | 1776 WEST LAKES PKWY 50306 |
866-874-2841 | |
| Darren Miller | 8818 Swanson Blvd. www.darrenmillerinsurance.net 50325 |
515-277-7227 | |
| Dave Wells | 516 Nile Kinnick Drive South www.davewellsinsurance.com 50003-2076 |
515-993-3482 | |
| Mike Lucas | 300 WALNUT ST STE 200 www.sfmikelucas.com 50309 |
(515) 243-1724 | |
| Jim Chapman | 311 5TH 50846 |
641-745-2141 | |
| Jim Witt | 12421 MEREDITH DR www.jimwittinsurance.com 50398 |
800-952-8699 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| William George Yates | 205 Clark 50010 |
||
| The Saxon Insurance Agency Inc. | 349 Public Square 50849 |
||
| The Weekley Agency Inc | 9804 Brookview Drive 50322 |
||
| Eric D Shick | 1355 50th St Ste 300 50266 |
(515) 223-2345 | |
| Wayne Aubrey Runyon | 120 W Ashland 50125 |
||
| Doug Pyron | 110 N Ankeny Blvd Ste 700 50023 |
(515) 257-7277 | |
| Tracy Coleman Hester Agency | 127 W Main St State\u00a0Center 50247 |
||
| Shoemakers Insurance Agency Inc | 168 Public Square 168 Public Square 50849 |
||
| Charles Manne Insurance Agency Inc. | 3912 NW Urbandale Dr 50322-7922 |
515-278-8882 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Aronow Insurance Agency Inc. | 5441 NW 86th St Ste 100 50131-1708 |
515-223-5566 | |
| Warren M Gildersleeve Inc | 102 Public Square www.wmginsurance.com 50849 |
||
| Truex Insurance Agency | 411 Polk 50028 |
||
| Tigrett & Pennington Inc. | Des\u00a0Moines 50317 |
||
| Beatty Insurance | 111 S 4th St 50115-1639 |
641-332-2263 | |
| Brown & Brown Insurance Agency Inc. | 3801 Douglas Ave 50310-3652 |
515-274-3678 | |
| The Agent Insurance Services | 8800 Nw 62Nd Ave 50131 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Ward Klicke | 713 Allen St 50036 |
||
| Joseph Girard | 206 N BUXTON ST 50125 |
515-961-3669 | |
| Krystal Mayville | 6150 VILLAGE VIEW DR STE 100 50266 |
515-270-6814 | |
| Jim Cicerone | 1106 WILLIS 50220 |
515-465-4686 |
| Nationwide | Liberty Mutual | Erie | |
| Median Home Value ($) | 212,430 | 212,430 | 222,430 |
| Construction year | 1993 | 1972 | 1970 |
| Home Coverage ($) | $175000-$200000 | $175000-$200000 | $150000-$175000 |
| Total Premium ($) | $837 | $823 | $798 |
Walnut, IA Multi Policy Discounts by Home Insurance Companies
| Home Insurance Company | Multi Policy Discount (%) |
|---|---|
| Travelers | upto 9% |
| Nationwide | upto 6% |
| Erie | upto 16% |
| Liberty Mutual | upto 17% |